After motor vehicle accident, get as much information as you can from the other drivers and witnesses. If you can, snap a picture of the other driver’s proof of insurance and driver’s license. The main information that you need are: insurance company name, driver’s name, driver’s current address (which is often different from the one on the driver’s license), driver’s license number, type of automobile, license plate number. Also get the name, address, email address, and phone number of any witness to the accident. If the police were called, ask for the item number for the police report.

Pictures are worth 1000s of words (and possibly dollars):

Take pictures of the accident scene as well as of the damages to your car and the other cars involved. Without doing any sort of medical evaluation, insurance company adjusters often use the amount of damage to a car as an indication of how much injuries you should have suffered in the accident. This goes to show that insurance companies do not see you as individuals; they see you as statistics and numbers.

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